When taking out a car insurance policy you will have the option to add a named driver to the policy. This can sometimes make the premium cheaper if they are a more experienced driver that you.
Typically this will come at an extra cost but if you pay monthly it will be spread across the duration of your car insurance policy. When taking out the insurance you must notify the provider of and fixed or pending penalty points, and medical conditions that may affect your driving (DVLA must be notified about these conditions) and any previous accidents that you may of had.
You must also advise them of any non standard modifications to your car such as window tints, alloy wheels etc. all of this information is used to create your insurance policy so it must be truthful as in the event of a claim you will not be paid out. You should also consider taking out some Life Insurance.